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However, from what I see on a day to day basis, the comfort blanket of seeing an individual with the exact match of experience to a vacancy swings an employer in most circumstances. What do you think is more important, experience or qualifications. Join the debate and let us know your thoughts in the comments box below. Popular in Career development.

Career development Career advice. How to get noticed at work boost your profile. Most of us like our careers to progress over time we want more money and more responsibility. You could try and find a job somewhere new, or you could look for opportunities in your own company. Changing career. How to get a promotion. Sometimes changing jobs can seem daunting and it s hard to know if you re doing it for the right reasons, especially if you re moving into a different sector to start a completely new career.

You re ready for that next step up the career ladder, but for some reason your boss hasn t cornered you with the offer of a huge pay packet and glamorous job title. How can setting goals help create wellbeing. Goals are a good thing. But we often set high and unrealistic expectations, which then lead to disappointment when we don t meet them.

We asked career expert John Lees to explain how you can set goals that make you progress. How to manage your time. Time management is one of those skills that everyone wishes they could do better just so they can get more out of their day, especially as 24 hours doesn t always seem enough. But rather than accepting you ll run late or miss deadlines, there are simple things you can do and techniques to try to maximise your time and become a more effective worker and happier person.

How to make your boss like you. It s always wise to focus your energy on creating the right impression at work and staying on side with your boss. Communication skills mastering communication. Mastering communication is the surest way to get ahead in the workplace and your career, but because it can come across in many ways, including spoken, written and non-verbal, such as body language, it can be confusing to know what to do in each situation.

I want a career change. When you re having a bad day at work, it s easy to daydream about doing a completely different job because we think it would bring us more status, money or satisfaction. But what if the occasional off day turns into a nagging feeling of discontent that just won t go away. Taking a step back in career how to cope. On occasion, people are forced to take a step down on the career ladder and accept more junior roles with lower salaries.

How to market yourself. There s much more to the job seeking process than making sure your CV is as good as possible. So how can you ensure your job search is successful. How do you know when it s time to move on and or what kind of job is for you. Job centres in London. All comments have to be approved before they appear. Raise Your Windows IQ How to Share a Link. Back in January I wrote a series of posts aimed at novice users.

For example Raise Your Windows IQ Four Icons You Need to Know. I think it s time to revisit that series, to help novices master more of the Windows basics many of us take for granted. Today s topic sharing. I have a family member who, bless her heart, reads a lot of what I post online and often wants to share my articles with friends thanks, Iqoption tournament. The problem is, she s confused by the icons for things like Digg, Reddit, StumbleUpon, etc. that usually accompany such online content.

What if she just wants to e-mail my lovingly crafted words to someone. PC World, of course, has an Email icon at the bottom of each news item, review, blog post, and the like--but not all sites do. What s more, when you click that icon, you have to know and type in the address of the person you want to share with--a considerable hassle. Mom s e-mail address book is stored in AOL, and not accessible by Web forms like the ones used to share Web links. Mom s solution is often to copy and paste the text into the body of an e-mail, but I love you, Mom.

that s a poor option. It usually results in a loss of formatting and any artwork or video that might be included. Plus, it doesn t include the actual link, which is what most people want. So, how do you share a Web page with someone. Simple click once in your browser s address bar to highlight the Web address this works in both Firefox and Internet Explorerthen press Ctrl-C to copy that address to the Windows clipboard. Now create a new e-mail message in whatever program or Web service you use, then press Ctrl-V to paste the address into the body of the e-mail.

Update As several astute readers have pointed out, your browser makes this even easier. Post your question here or send it to hasslefree pcworld. Do you need help with a beginner-level Windows topic. 20 off your first Old Navy Outlet purchase. Get 60 PrettyLittleThing coupon with newsletter sign up. Prettylittlething Coupon.

Eastbay Promo Code. Eastbay coupon 15 off 75 purchase. Old Navy Coupon. In Firefox, click File, Send Link. Express Coupons. In Internet Explorer 8, click Page, Send Link by E-mail. Express promo code 15 off 30. Forever 21 Coupon. Forever 21 coupon 20 off online order. From French door to side-by-side refrigerators, we have the perfect fridge for your kitchen.

AJ Madison has the largest selection of refrigerators on the market. With a huge assortment of colors, styles, sizes brands, you can be sure we have something for everyone. A French door refrigerator splits the fresh food compartment door in half, making it easier to open in smaller kitchens. Size Finder. All French door refrigerators have the freezer compartment on the bottom, so the fresh food compartment is more accessible.

A bottom freezer refrigerator has the freezer compartment situated below the refrigerator, with the fresh food compartment conveniently placed at eye-level. The bottom mount refrigerator, as it is also called, has been becoming more popular recently since they are more energy efficient and have up to 26 cubic feet capacity. The freezer door can either be a swing door, or more often, a pull-out drawer with bins for frozen foods. The freezer compartment can also come in a double drawer style that allows you easier access to your frozen foods and more organization.

The drawback to bottom freezer refrigerators is you have to stoop to get your frozen food. However, most consumers typically use their fresh food compartments more often, making this drawback less. A side by side refrigerator has two separate split compartments for fresh and frozen food that are adjacent to each other. The split design gives you more shelves to hold your food items and is ideal for organizational purposes, but the shelves are much narrower and make large-item-storage harder.

Side by side refrigerators typically have more storage space than other types of refrigerators. A top freezer refrigerator has the freezer compartment situated above the refrigerator at eye-level with a capacity ranging up to 22 cubic feet. The top mount refrigerator, as it is also called, is one of the more traditional and less expensive configurations that offer better organization and more useable space. The only drawback to this style of refrigerator is you have to bend down to reach your fresh food.

A built in refrigerator is only finished on the front and fits flush with the surrounding cabinetry for a sleek, high-end look. Built-in refrigerators are designed to fit into a cabinet depth of 23 1 2 to 26 inches and can be customized with panels to match the overall design and style of your kitchen.

There are numerous built in refrigeration options, including top or bottom freezer refrigerators, side-by-side refrigerators, French door refrigerators, compact refrigerators and other specialty units. Regardless of style, all these units can still be built in to create a desired look in your kitchen. Custom panels can be affixed to freestanding or built-in refrigerators to make them match your kitchen. Basic color panels are sold by most brand manufacturers or your carpenter can build panels to match your cabinetry, so your refrigerator can blend seamlessly into your kitchen.

A Full Refrigerator unit has no freezer compartment and therefore more room for fresh food. Typically this refrigerator type, also known as a refrigerator column or all-refrigeratoris more expensive and is paired with a Full Freezer unit for maximizing storage. These units are usually installed built-in to the kitchen, as opposed to freestanding. A Full Freezer unit has no refrigeration compartment, it s just a standalone freezer. However, they are also popular as freestanding units in garages and basements to provide additional food storage.

They are usually installed built-in to accompany a matching Full Refrigeratorbut are also popular as freestanding units in garages and basements to provide additional freezer storage. These units can also be referred to as freezer columns or all-freezers. A counter depth refrigerator gives you a built-in look for a more affordable price.

Counter depth refrigerators are freestanding refrigerators that have a shallower depth less than 24 inchesand therefore less capacity on average 22 cubic feetthat allows the refrigerator to fit more flush with the cabinetry. They can be configured as side by side refrigerators, top freezer refrigerators or bottom-freezer refrigerators and many accept panels for a custom look that that can be tailored to your kitchen décor.

Compact Under Counter Refrigerators. Compact Refrigerators Compact Refrigerators with Freezers Compact Fridge, Freezer Ice Maker Compact Freezer Compact Wine Coolers Compact Beverage Centers. A compact refrigerator is your best bet when space is limited. This type of refrigerator is best for a dorm room, small office, bar area or under-the-counter location and generally has about five cubic feet of storage or less. A compact refrigerator with Freezer is your best bet when space is limited.

A compact refrigerator with Freezer and Ice Maker is your best bet when space is limited. These miniaturized versions of traditional freezers are ideal for game rooms, home entertainment bars and home offices. Designed specifically for wine, these coolers range from compact units to elaborate, full-size models with room for hundreds of bottles. Also look for models with multizone temperature regulation.

A beverage center is a refrigerated unit made specifically for your beverage storage. Beverage centers are usually compact and less than 10 cubic feet of storage and are equipped with wine racks and canned drink storage. They generally fit under the counter in a kitchen, bar area or backyard. Many have glass fronts, so you can easily see what you re storing, and some are specifically for outdoor use. Specialty Refrigerators.

Full Size Wine Coolers Full Size Beverage Centers Beer Coolers Kegerators Upright Freezers Chest Freezers Ice Makers. Also look for models with multi-zone temperature regulation for more storage flexibility. Beverage centers are equipped with wine racks and canned drink storage. Beer is always on tap with a state-of-the-art kegerator. Choose from a wide selection of kegerators that are among the best single tap, double tap, under counter, outdoor and mini kegerators available, delivering the perfect pour every time.

Upright Freezers have no refrigeration compartment, just a freezer compartment. This unit can be either built-in to accompany an all refrigerator iqoption tournament, freestanding in a garage or placed under the counter for additional frozen storage. Chest Freezers have no refrigeration compartment, just a freezer compartment. Always have enough ice for those parties when the ice maker in the refrigerator can t keep up with demand. Before you choose, it s always wise to consider how you ll be using your fridge on a daily basis as well as what style is best for your kitchen s layout.

For instance, if you use fresh food far more often than frozen food, you should explore our selection of bottom-freezer refrigerators because it s easier to access the fresh food compartment at eye level. Or perhaps you have a narrow kitchen with an island, you might need to consider a French door refrigerator because they require less clearance for the doors to swing open fully. Additionally, if you are tight on space, compact refrigerators may be the best option for dorm rooms, basements or offices.

When purchasing a refrigerator or freezer, it is also important to consider how many cubic feet cu ft your kitchen area can currently accommodate. Fortunately, we sell units of all sizes that will fit any kitchen. Whether you are looking for standalone fridges or counter-depth refrigerators that fit into the layout of your kitchen, you can find the right fridge and freezer for you.

We carry fridges in a variety of colors as well. Some popular traditional styles include stainless steel, black, and black stainless steel. These colors will give your kitchen a sophisticated, modern look. Stainless steel fridges are a popular choice among homeowners because they are extremely durable and easy to maintain. No more weekly visits from the repair technician to fix a faulty water filter or ice maker.

If you need a large amount of storage space for all of your fruits and vegetables, you would probably be best suited with a side-by-side refrigerator due to their increased storage capabilities. If energy efficiency is important to you, consider an Energy Star rated fridge. You will be doing the environment and your wallet a favor.

Use our filter tools to shop and compare all types of fridges and other specialty refrigeration units by brand, size, type, serial number, and model number. View our full range of refrigerators for sale, some with ice makers and read reviews below. Great discounts available. Shop in-store or online for prices you can afford. It s a Financial Number.

It s Not an Age. Retire Inspired. Get Chris Hogan s 1 bestseller together with his newest book Everyday Millionaires. This is your retirement wake-up call. In Retire Inspired Chris Hogan will transform the way you think about your future. Learn how to make smart decisions now to help you live your retirement dreams. You don t have to retire broke, stressed, and working long after you want to.

Whether you re twenty-five or fifty-five, Retire Inspired will equip you with a plan to. Evaluate and change your current money situation Make wise investing decisions Set reasonable retirement expectations Build a dream team of experts to help you succeed. Watch to Learn More. About Chris Hogan. Customer Ratings and Reviews.

Chris Hogan is a two-time 1 national best-selling author, financial expert and host of The Chris Hogan Show. He is a frequent guest on Fox News, Fox Business, Yahoo. Finance, and the Rachael Ray Show. Since 2005, Hogan has served at Ramsey Solutions, where he gives practical money advice on retirement, investing and building wealth. Pages 256 Publisher Ramsey Press Format Hardcover Release Date Jan 12, 2016 Chapters 10 Language English ISBN-13 9781937077815 Genre Retirement, Investing, Personal Finance Target Audience People Wanting to Plan for Retirement SKU 9781937077815OLP.

Dedication Acknowledgements Foreward Introduction Chapter 1 - Redefining Retirement The Past, the Present, and the Truth Chapter 2 - Dreaming in High Definition Know Your R IQ Chapter 3 - Budgeting Be the Boss of Your Money Chapter 4 - Debt Your Dreams Deferred Chapter 5 - Intentional Investing A Great Retirement Is No Accident Chapter 6 - The Investing Menu Understanding Your Options Chapter 7 - Your Behavior The Best Friend and Worst Enemy of Your Retirement Chapter 8 - Use the Time You ve Got Retirement by the Decade Chapter 9 - Who Do You Trust.

Assembling Your Dream Team Chapter 10 - You re the CEO Managing Your Family and Financial Business Afterword Notes. Everyday Millionaires Hardcover The National Study of Millionaires PDF. Everyday Millionaires Hardcover Retire Inspired Audiobook Bundle. Retire Inspired by Chris Hogan Audiobook Download. All-In-One Value Pack. Physical Shipping. All physical products will be processed and ready to ship within two business days often even faster.

The total delivery time depends on the service you select and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest. What iqoption tournament the Risk-Free Rate Of Return. The risk-free rate of return is the theoretical rate of return of an investment with zero risk. Risk-Free Rate Of Return. The risk-free rate represents the interest an investor would expect from an absolutely risk-free investment over a specified period of time.

The real risk-free rate can be calculated by subtracting the current inflation rate from the yield of the Treasury bond matching your investment duration. The risk-free rate of return refers to the theoretical rate of return of an investment with zero risk. In practice, the risk-free rate of return does not truly exist, as every investment carries at least a small amount of risk. To calculate the real risk-free rate, subtract the inflation rate from the yield of the Treasury bond matching your investment duration.

Understanding the Risk-Free Rate Of Return. In theory, the risk-free rate is the minimum return an investor expects for any investment because he will not accept additional risk unless the potential rate of return is greater than the risk-free rate. In practice, however, a truly risk-free rate does not exist because even the safest investments carry a very small amount of risk. Thus, the interest rate on a three-month U. Treasury bill is often used as the risk-free rate for U.

-based investors. Determination of a proxy for the risk-free rate of return for a given situation must consider the investor s home market, while negative interest rates can complicate the issue. Currency Risk. The three-month U. Treasury bill is a useful proxy because the market considers there to be virtually no chance of the government defaulting on its obligations. The large size and deep liquidity of the market contribute to the perception of safety.

However, a foreign investor whose assets are not denominated in dollars incurs currency risk when investing in U. Treasury bills. The risk can be hedged via currency forwards and options but affects the rate of return. The short-term government bills of other highly rated countries, such as Germany and Switzerland, offer a risk-free rate proxy for investors with assets in euros or Swiss francs. Investors based in less highly rated countries that are within the eurozone, such as Portugal and Greece, are able to invest in German bonds without incurring currency risk.

By contrast, an investor with assets in Russian rubles cannot invest in a highly rated government bond without incurring currency risk. Negative Interest Rates. Flight to quality and away from high-yield instruments amid the long-running European debt crisis has pushed interest rates into negative territory in the countries considered safest, such as Germany and Switzerland. In the United States, partisan battles in Congress over the need to raise the debt ceiling have sometimes sharply limited bill issuance, with the lack of supply driving prices sharply lower.

The lowest permitted yield at a Treasury auction is zero, but bills sometimes trade with negative yields in the secondary market. And in Japan, stubborn deflation has led the Bank of Japan to pursue a policy of ultra-low, and sometimes negative, interest rates to stimulate the economy. Negative interest rates essentially push the concept of risk-free return to the extreme; investors are willing to pay to place their money in an asset they consider safe.

Rob Gronkowski Stats, News Video - TE NFL. Player Info. Related Content - Articles. In a quest to get back to the playoffs and win another Super Bowl, Tampa Bay went all in on Tom Brady. But can the Buccaneers live up to the lofty expectations set by their new leader. Howard shining at Bucs camp, gaining confidence alongside Gronkowski. Read any roundup of reporter notes from Buccaneers practice to open training camp, and they ll include some version of O.

Training Camp Buzz Chuck Clark on Earl Iqoption tournament release Ravens putting that situation in the rear view. Howard is a standout. The 2020 regular season is just around the corner, and NFL Network has you covered with wall-to-wall training camp coverage each day starting at 10 a. Follow along here for some of the best sights, sounds and moments from Inside Training Camp Live and around the NFL.

Friday s NFL training camp injury and roster news. Ryan Fitzpatrick, Tom Brady and veterans around the league are not practicing Friday. Keep track of all the latest NFL news, injuries and transactions right here. Free of gigantic elbow brace, Rob Gronkowski looking different to Bucs staff. Tampa Bay Buccaneers tight end Rob Gronkowski is looking like his former self at practice.

Coach Bruce Arians says he s no longer stiff and doesn t have the elbow brace. Fantasy Stock Watch is back. Fantasy Stock Watch Miles Sanders up, Derek Carr down. NFL Power Rankings Seahawks early risers in training camp. With NFL teams holding their first padded practices of 2020 this week, Dan Hanzus explores the league to identify who s up and who s down through the early going of training camp. Check out the updated Power Rankings. Training Camp Buzz Washington gets first look at Alex Smith, Chase Young in pads.

To kick things off Marcas Grant tells you why you should be excited about Eagles RB Miles Sanders, and not so excited about Raiders QB Derek Carr. NFL s top nine offenses in 2020. Watch out for Cowboys, Chiefs, Ravens and. Less than a month away from kickoff, Adam Schein predicts the nine best NFL offenses in 2020. The Cowboys, Chiefs and Ravens predictably make the cut, but don t overlook the talented groups in Las Vegas and Cincinnati.

Top 25 NFL free agents in 2021 Prospective class teeming with talent. 2020 represents a contract year for a number of spectacular NFL players. With that in mind, Gregg Rosenthal takes a sneak peek at next offseason s open market, ranking his top 25 prospective free agents of 2021. 2020 NFL season Ranking the offseason s top 10 traded players. Will DeAndre Hopkins turn the Cardinals into contenders.

Is DeForest Buckner going to be a defensive game-changer for the Colts. Gil Brandt ranks the offseason s top 10 traded players heading into the 2020 NFL season. 2020 NFL season 49ers George Kittle headlines top 10 tight ends В. Once the top player at the tight end position, Rob Gronkowski is back in the league after one year away from the game. Ten most egregiously off-base player ratings in Madden NFL 21.

Adam Rank runs through the most off-base player ratings in Madden NFL 21, including a lower-than-expected appraisal of Deshaun Watson and a generous mark for Rob Gronkowski. Where does he stand in David Carr s ranking of the top 10 tight ends heading into the 2020 season. NFC South training camp preview Saints dangerous; Bucs intrigue.

Is the Saints offense even more dangerous in 2020. Are the Bucs built to live up to the offseason hype. Howard Buccaneers right up there with NFL s top offenses. Jelani Scott examines all four NFC South teams ahead of training camp, identifying position battles, strengths and weaknesses for each. Between Tom Brady, Mike Evans, Chris Godwin, Rob Gronkowski, O. Howard, Ronald Jones, a solid offensive line, all the pieces are there for an explosive year from the Buccaneers offense.

Howard believes it s one of the league s best. Playing somewhere else drove Rob Gronkowski s return. Buccaneers All-Pro tight end says there was no plan between he and Tom Brady, just a curiosity to play with a different team after nine seasons with the Patriots. Patriots offense with Cam Newton; ranking the top five starting fives.

How will the Patriots offense change with Cam Newton at quarterback. What are the top five starting fives five skill players in the NFL today. Who is the best quarterback in the NFC South. Bucky Brooks has the answers. Tom Brady on Instagram Only thing we have to fear, is fear itself. Tom Brady again worked out with teammates at a local prep school in Tampa, Fla.on Thursday and appeared to have a message for people who criticized his session earlier this week amid the ongoing COVID-19 pandemic.

NFC South inside intel Vital rookies, key position battles, juicy subplots. Check out his NFC South findings. Tom Brady, Bucs players hold workout despite NFLPA warning. In the Inside Intel series, Charley Casserly mines his sources to relay the organizational word on impact rookies, prominent position battles and lingering questions. Tampa Bay Buccaneers quarterback Tom Brady and about a dozen of his teammates held a workout Tuesday, days after the NFLPA warned players to halt private sessions.

Buccaneers unveil first look at Rob Gronkowski in uniform. The Tampa Bay Buccaneers revealed a first look at new tight end Rob Gronkowski in uniform on Thursday. Rob Gronkowski, Shaquille O Neal to host virtual fundraising party. Buccaneers TE Rob Gronkowski and basketball HOFer Shaquille O Neal will compete in six challenges as part of a virtual fundraiser to benefit social justice on June 27, with Snoop Dogg and others scheduled to perform.

Gronk, Bucs replace Tampa high school s football gear lost in fire. A fire at Blake High School in Tampa Bay destroyed nearly all the football team s equipment last month. With Tom Brady leading the charge and a solid defense intact, Adam Rank says there s only one thing that would make the Buccaneers season successful a Lombardi Trophy. In this edition of the State of the Franchise series, Rank dives into what lies ahead for Tampa Bay.

State of the Franchise Tom Brady s Bucs have sights set on Lombardi. Rob Gronkowski four protein shakes away from playing weight. After getting down to 240 pounds during retirement -- and looking every bit that skinny -- Gronkowski told CBS Sports HQ that he s nearly back to his expected playing weight. Related Content - Videos. Palmer Antoine Winfield Jr. learning multiple positions in Bucs defense. NFL Network s James Palmer, Daniel Jeremiah and David Carr discuss the Tampa Bay Buccaneers during training camp.

Bruce Arians Offense didn t show up at practice today. NFL Network s James Palmer breaks down the Tampa Bay Buccaneers training camp practice. First look Gronk at Raymond James Stadium in Bucs helmet, pads. Catch a first glimpse of new Tampa Bay Buccaneers tight end Rob Gronkowski wearing his Bucs helmet and pads inside Raymond James Stadium for a preseason practice.

First look Players take the field with new teams at training camp. Watch some of the top free-agent and trade acquisitions of the 2020 offseason in training camp with their new teams. Madden NFL 21 First look at Brady, Gronk connection in Tampa Bay. Get a Madden NFL 21 first look at Tom Brady and Rob Gronkowski with their new team the Tampa Bay Buccaneers. Madden NFL 21 First look at Bucs new uniforms with Brady, Gronk. Here s a Madden NFL 21 first look at the Tampa Bay Buccaneers new uniforms with quarterback Tom Brady and tight end Rob Gronkowski.

Palmer Bruce Arians says Gronk is faster than he was in 2018. NFL Network s James Palmer shares his impressions of TE Rob Gronkowski at Tampa Bay Buccaneers camp. Gronk We got something special brewing up in Tampa Bay. Tampa Bay Buccaneers TE Rob Gronkowski joins Inside Training Camp Live to discuss his return to football, outlook for 2020 and new Bucs teammates. Watch Gronk goes to work in the red zone at Bucs camp. Watch Tampa Bay Buccaneers tight end Rob Gronkowski go to work in the red zone in Bucs training camp.

Palmer Red-zone TD throw from Brady to Gronk wowed offense. NFL Network s James Palmer reports from the Tampa Bay Buccaneers training camp practice. Palmer Impressions of Gronk, Brady at Bucs camp. NFL Network s James Palmer joins Good Morning Football to share his impressions of Tampa Bay Buccaneers QB Tom Brady and TE Rob Gronkowski.

Arians Gronk is more than ready to play a game right now. Tampa Bay Buccaneers head coach Bruce Arians says tight end Rob Gronkowski is more than ready to play a game right now. Watch Tom Brady throws to Gronk at Bucs training camp. Watch Tampa Bay Buccaneers quarterback Tom Brady throws to tight end Rob Gronkowski at Bucs training camp. Game Theory 2020 Comeback Player of the Year candidates. Cynthia Frelund names her top 7 early candidates for 2020 Comeback Player of the Year.

The Good Morning Football crew takes a look at the Tampa Bay Buccaneers taking the field for training camp. Gronk wishes Brady a happy 43rd birthday in Twitter video. Tampa Bay Buccaneers tight end Rob Gronkowski wishes quarterback Tom Brady a happy 43rd birthday in this video from the Bucs on Twitter. Game Theory Projecting stats for Brady, Gronk with Bucs in 2020. NFL Network s Cynthia Frelund examines how Tampa Bay Buccaneers quarterback Tom Brady and tight end Rob Gronkowski will fit in head coach Bruce Arians offense and projects 2020 stats for the QB and TE.

Howard Brady, Gronk will take Bucs to the next level. Tampa Bay Buccaneers tight end O. Howard joins Good Morning Football to discuss hype surrounding the Bucs in 2020, Tom Brady and Rob Gronkowski. Brandt Why Gronk s return could inspire NFL veterans to take a gap year. The Good Morning Football crew discusses whether Tampa Bay Buccaneers TE Rob Gronkowski s chemistry with Tom Brady will make for a seamless return to the NFL. Gronk emphasizes importance of his chemistry with Brady.

Tampa Bay Buccaneers tight end Rob Gronkowski discusses building chemistry with quarterbacks in an interview on CBS Sports Radio, then NFL Network s Willie McGinest and Maurice Jones-Drew discuss expectations for the TE in 2020. GMFB NFC South s biggest comeback stories in 2020. The Good Morning Football crew predicts the biggest comeback stories in the NFC South heading into 2020. GMFB sets expectations for Gronk in 2020. The Good Morning Football crew sets expectations for Tampa Bay Buccaneers TE Rob Gronkowski in 2020.

Bucs In the Current Gronk reacts to first seeing Bucs jersey. Tampa Bay Buccaneers tight end Rob Gronkowski reacts to seeing his Bucs jersey for the first time on an episode of In The Current on Buccaneers. Buccaneers tight end Rob Gronkowski, with help from the Bucs Foundation, is stepping in to help. GMFB Non-teammates who would make scariest NFL tandems.

The Good Morning Football crew discusses two non-teammates who would make the scariest NFL tandem if they played for the same team. The Good Morning Football crew discusses players who need to recapture their old form in 2020. Sink or swim Bucs, Tampa are all in with Tom Brady. GMFB Players who need to recapture old forms in 20. Brady hits Gronk for the first time in 588 days. Tampa Bay Buccaneers quarterback Tom Brady completes two-yard pass to tight end Rob Gronkowski. First look Brady, Gronk take the field for Bucs training camp.

Sample Manifestos by Swarthmore Students. Molly Feldman. I believe art is feeling. It is the manifestation of who we are as feeling human beings in reaction to the feeling or unfeeling acts of other humans, the natural world, and the unnatural world. We create art because we need to react; react in anger, react in fear, react in love, adoration, peace, joy, healing, puzzlement, and complexity.

Thus the core of art is social change. Social change is as simple as effecting one small aspect of our human society. I believe social change need not be radical, political transformation or protests against a repressive establishment. It can be as simple as invoking a one-word question or phrase in a person s mind Why. I believe inspiring these small thoughts should be the goal of social change as well as the goal of art.

Art, as feeling, exists in the purgatorial balance between control and lack thereof. I believe the feeling of art should only be controlled in order to create a visual, physical, or aural representation of itself. Only then, when our society can relate to art as a form and forum for emotion, do we truly achieve artistic success and social change. I call to every member of our society to contribute to artistic creation because we are a community of feeling beings. Thus, because we feel, we are artists.

Even if our contribution is only one small drawing, poem, or pattern, we have the ability to spark a question or phrase in someone else s mind. With art, we create a thinking world. Sofia Gabriel. I believe that creating a cohesive, vibrant community that unites both the young and the old is important to nurturing the growth of individuals. I believe that community artworks are the anchors of this community, creating and maintaining this sense of community.

Therefore, I believe that works of art, visual and otherwise, should be created and supported by members of a community as important reminders and symbols of cohesive community. Katie Sipiora. I believe that every child has potential. Regardless of race, socioeconomic class, or IQ, every child has the ability to contribute to our world. It can be intellectual-- the next brilliant math or physics theorem, the next great poem of our time-- it can be athletic-- representing fair play and competition-- it can be artistic-- a song, a dance, a play.

Every child has potential. No child is confined by where they live, who their parents are, what society expects of them. Every child can contribute something beautiful to our world. It can be a smile, a laugh, one good thought. That is all it takes to change someone s life. Site Footer. Site Feedback and Accessibility. If you have encountered an issue with the site, including concerns about accessibility due to a disability, please share your feedback with us.

Legal Links. A-Z Index Arts Swarthmore Calendar Campus Community Store Campus Map Career Services Chester Children s Chorus. Directory Lang Center for Civic Social Responsibility Make A Gift Offices Services Scott Arboretum Visit Swarthmore Work at Swarthmore. 2020 Swarthmore College. Compare Front-Load Washers. Get clean clothes with a Whirlpool front load washing machine. Explore our selection and choose the best front-loading washer for your home.

Find the best front loading washers for your family to save space and simplify care. Need a compact washer that cleans clothes efficiently. Front-load washing machines offer an elegant solution. Designed to combine flexible installation options with an accommodating size, front-load washers are a great fit for most homes and families. Whirlpool front-load washing machines include innovative features on select models, such as the Wash and Dry cycle that allows you to do a load of laundry overnight 2 in one machine.

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Chances are, how smart you think you are and how smart you actually are probably don t exactly match up. 7 surprising signs you re smarter than you think you are. And while some people might think they know more in certain areas than they actually do when you get right down to it, others probably are actually smarter than they think they are.

Katie Davis, PsyDa clinical neuropsychologist, told INSIDER that the Wechsler Intelligence Testwhich is the most common one that s used to measure intelligence, breaks intelligence down into abstract reasoning and mechanical skills. So the definition of being smart or not isn t exactly an easy, straightforward thing.

It s kind of a complex topic. But these subtle signs might give you some clues that you re pretty bright. You re creative. If you re a creative person, that actually could be an indication that you re smarter than you might think. Part of being creative means being flexible and thinking all kinds of different ways, and intelligence and executive functioning are both important for that, Davis said.

I think executive functioning and intelligence are both highly important for creativity because part of executive functioning is thinking flexibly and being able to shift and think outside of the box and kind of change your patterns of thinking from one way to another way and I think that s crucial for creativity as well as high level of abstraction, Davis explained. So I think, the whole idea that you don t have to be a skilled mechanical thinker in order to be creative is also incorrect.

I think that the kind of mechanics and the ability, the ability to regulate your thoughts and to focus your thoughts and to focus your attention, they facilitate your creativity in many ways. That said, there are tons of people who have terrible executive functioning who are quite creative. There are obviously people that break the mold all the time, but I think that these are common misconceptions. I think that intelligence and executive functioning are both critical for creativity.

People don t seem to always relate to you very well. If people don t seem to always be able to relate to you very well, but you can t figure out why it could actually be because you re extremely smart. Author Laurie Endicott Thomas, MA, ELS told INSIDER that it can be difficult for people who have different intelligence levels to find commonalities and relate well to one another. So if you are an average person, by definition, the average IQ is 100. So if you ve got an IQ of 100, that means that 68 of the population is gonna have an IQ within 15 points of yours.

So this means that 68 of the population is gonna be in your friendship zone. When you are a child, the people that you re able to form real friendships with, the people you click with, the people on your wavelength, their IQ s gonna be within 15 points of yours, Thomas said. Now if you have an IQ of 145 or higher, the world is gonna be a different place for you because if you have an IQ of 145, only about 2 of the population is going to be within your friendship zone.

And if you or someone else in your life is especially gifted, Thomas said that you should know about an organization called SENG, Supporting the Emotional Needs of the Giftedwhich works to make life a little less isolating for the smartest among us. You re really great at puzzles. And most people are not going to get you. If puzzles are something that come easily to you and you re able to tackle complicated or challenging puzzles with relative ease, you might actually be smarter than you think you are.

Davis said that solving puzzles, recognizing or decoding, for lack of a better word, sequences, noticing patterns, and more, are all good indicators that you can think at a high level and complex level with verbal information and language-based information, or with verbal information. You can do moderately complicated math in your head.

If you can do moderately complicated math in your head, without needing to take notes or anything similar, that too can be a sign that you re quite smart. Davis said that being able to do things like four-digit addition, subtraction needing regrouping, or multiplication in which you have to carry the one, in your head are indicative that you have good working memory, which she clarified is how well you can keep information in your head and manipulate it in a number of different ways. And while it might not seem like a lot if this is a skill that comes quite easily to you, it might mean you re pretty smart.

You re able to not just remember pieces of information, but process and do things with them to result in new information. Things that you think are common knowledge. aren t always. Thomas also said that sometimes, people who are really smart project their level of intelligence onto others with whom they interact. If you that think something is so obvious that you don t even have to think it through, it s hard to remember that other people can t see that kind of thing, she explained.

So you will consistently overestimate other people s intelligence and then you will be surprised, disappointed, and angry when they don t meet up to your expectations. It s not that you re doing this sort of thing on purpose, but if it s something that comes naturally to you, the idea that someone else might have to think about it for a minute to understand or just doesn t know it at all can be frustrating and surprising.

You re a quick thinker. If you can process information relatively quickly, that s another sign that you re pretty smart, Davis said. This skill is another mechanical skill that works with your abstract reasoning abilities to give a clearer picture of your overall intelligence. You can t communicate what you think and know in the way that shows how you understand it. She said that some people have a big discrepancy between their verbal reasoning, non-verbal reasoning, processing speed, and working memory skills and that for these folks, things can get frustrating.

Some people are better at certain skills than they are at others and though this would certainly not be something you d see as a positive thing, if you struggle to communicate what you know in a way that shows how you actually understand it, that too can be a sign that you might actually be smarter than you think you are, Davis explained.

And again that happens in 25 of the population, so when we think about it, it s one in four people, that s a pretty normal occurrence, like it s a pretty average thing to have happen, but it s annoying and people kind of feel less smart because they feel their work is not reflective of what they know and how easy it is they re not outputting the information in a way that they think is consistent with how they understand it. Although people often think that intelligence testing is more for childhood, Davis said that it can be a good idea to have an idea of what your IQ is and which of the four domains you re particularly strong or weak in even as an adult, regardless of how smart you might actually be.

It can help you know more about the way you think and see the world, which can help you understand yourself better and do things in a way that ll work to your strengths. Sign up here to get INSIDER s favorite stories straight to your inbox. SEE ALSO 18 jokes that will make you seem smarter. So if your abstract reasoning abilities are really good and you can think at a really high level, but your mechanical skills are weak, your ability to output what you know and to communicate what you know and to produce work that reflects what you know in a timely manner will be compromised and that s really annoying for people, Davis said.

Workplace and Facilities Management Terms, Glossary and Abbreviation Meanings. Facility management is a complex field and, as such, it requires the use of complex terminology. That means you ll see some acronyms crop up as you re working through the logistics of managing and moving your new office space real estate. Information is the key to successful facility management, and you don t want to be left scratching your head at an alphabet soup of acronyms. Let s take a look at some of the most common Space and Facility Management terms and review what they mean so you can be sure to stay ahead of the curve as you plan moves, manage employees, carry out a successful space inventory and space utilization of the additional space and facilities in your office.

You may also see some of these terms as you work with SpaceIQ s workplace management platform, so let s dive in and explore this vocabulary as your first step toward facility management success. Activity-Based Office Space. Activity-Based Workplace Workspace ABW. An activity-based workplace ABW embraces an agile approach to the office environment. An office that embraces ABW concepts will not remain tethered to a traditional, fixed seating chart.

Rather, ABW offices allow employees to choose which locations will best facilitate their ability to get work done. For example, an employee may find that she does data entry tasks best in a lounge setting, but that she prefers to take phone calls and answer emails at a desk. In an activity-based workplace, this employee would be able to move to different locations as she sees fit.

First introduced in the 1995 book The Demise of the Office by Dutch authors Erik Veldhoen and Bart Piepers, the ABW concept aims to increase productivity by giving individuals more autonomy over their workday with the ultimate goal of boosting productivity. In an operational context, the concept of agility refers to procedural flexibility designed to maximize productivity and enhance employee satisfaction through autonomy. Agile workplaces and offices facilitates freedom for workers to make independent decisions on where and how to do their best work.

An agile workplace may provide several different curated spaces and flexible seating areas. The basic concept behind the agile workplace is that each individual employee knows how to do their best work and should be given the freedom to do so. Application Programming Interface APIs. Application programming interfaces APIs make it easier for developers to use certain technologies in building applications by abstracting the underlying implementation, and only exposing objects or actions the developer needs.

Employees are given free access to these spaces and are not required to stay put at his or her assigned desk for the duration of the workday. APIs can be put to use in many ways. Often, companies will sell their API to customers, or lend their APIs to other websites. Artificial Intelligence AI. Artificial intelligence AI is creating computers that perform intelligent actions in a human like way. Using characteristics such as visual perception, decision making and recognizing speech.

This can compound in a variety of ways, from a machine that functions and acts like a human, to self-driving cars. AI is beginning to make an impact in the workplace via smart stacking technologies and other data-driven processes. An organization s physical assets e.desks, computers, chairs, etc. are often involved with major expenditure, which means that it s in an organization s best interest to avoid losses in this area wherever possible.

Asset management is a system by which these physical assets are catalogued in a single system of record as a means of minimizing losses and maximizing value for existing equipment. API is essentially a set of commands that allow software programs to communicate with each other. Proper asset management can lead to a reduction in overall equipment costs and increased returns from property as management avoids unnecessary expenditures and cuts down on the chances of items randomly going missing.

Assigned Seating. A designated workspace assigned to an individual employee. AutoCAD is a commercial computer-aided design and drafting software application developed and marketed by Autodesk. SpaceIQ makes it easy to use AutoCAD files to modify your workplace floor plans with our Map Editor to. Upload floor plans directly from AutoCAD to SpaceIQ Download, open and edit AutoCAD.

dwg floor plan files stored in the SpaceIQ cloud application Publish and edit AutoCAD block subsets as separate objects in SpaceIQ. Note Elements that are part of a single background image are not editable. See Computer-Aided Design. Automated Facility Management System. Automated facility management focuses on putting facility services on auto pilot. An automated facility management system works is through triggers if this, then that.

An action triggers an appropriate reaction, which decreases the manual work required to complete a process. Automations make the most of complex chain actions and reactions, rules, and redundancies, all with minimal human intervention. Examples include. Automated support ticketing Automated room booking Automated reporting Automated access control.

Benching is the epitome of modern workspaces. There s no assigned seating or special considerations. It s just a table and chair, waiting for someone to occupy them. Benching is all most people need to work. Laptops, tablets, and smartphones make full-sized desks or offices less necessary. Coworking facilities use benching to take many of the logistics out of space planning. Biophilic Design. Biophilic design addresses the need to incorporate nature into workspaces by building a framework for these human-nature connections to thrive in.

Biophilic design features help create a workplace that optimizes the environment for performance, health, and well-being. Individual employees have increased recognition to the natural world, overall reductions in stress and mental fatigue, and improved cognitive performance on tasks. Breakout Space. A breakout space is any location that s separate from an employee s usual working area. Breakout spaces are the ultimate representation of agility in a fast-paced workplace.

They re not usually occupied for more than 30 to 45 minutes and their unstructured nature turns them into the ideal space for whoever occupies them. Building Automation System BAS. A building automation system BAS combines everything from HVAC and lighting to security alarms and AV features into a single system that operates within an office or building. This centralized system uses computer-controlled automation to manage the operation of all of the various components included in the BAS.

When combined with sensors and other automation technology, a BAS can eliminate the need for human control over various systems. This means that an office can program their BAS to turn lights on and off at specific times of the day or in response to input from a motion sensor. Because a BAS uses computer network technology to control all of its various elements, security can be a major concern to prevent outside interference with the BAS s integrated systems and settings.

Building Energy Management System BEMS. Building energy management system BEMS technology allows for the automated control of a facility s complete energy needs, including lighting, HVAC, security, fire, and other systems. With a BEMS system, power consumption is monitored and optimized by a specialized computer program designed to replace manual human management of these systems.

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